Emboldened by the success of the Rashtriya Swasthya Bima Yojana (RSBY) in the second year of its launch, the government is contemplating extending the scope of its coverage to those above the poverty line.
This was disclosed here today by Mr. Anil Swarup, Director General, Labour Welfare, Ministry of Labour & Employment, while addressing a Workshop on Health Insurance: Sharing RSBY Experience- Enhancing Reach & Enriching Quality of Healthcare, organized by FICCI.
Mr. Swarup said that the key objective of RSBY was to provide protection to BPL households from financial liabilities arising out of health shocks that involve hospitalization. Beneficiaries under RSBY are entitled to hospitalization coverage up to Rs. 30,000 for most of the diseases that require hospitalization. Coverage extends to five members of the family which includes the head of household, spouse and up to three dependents. Beneficiaries need to pay a mere Rs. 30 as registration fee while Central and State Government pays the premium to the insurer selected by the State Government on the basis of a competitive bidding.
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